If you have fallen behind on your mortgage payments, and your lender has begun the foreclosure process, it is imperative that you speak with an attorney about your situation. Although many are under the impression that the foreclosure crisis has passed, there are still tens of thousands of Florida Homeowners who are facing the loss of their homes in the foreclosure process.
The good news is, that almost no matter what stage in the process you are in, you can take steps to attempt to save your home or limit your liability. If you are in pre-foreclosure, you can attempt a loan modification or short sale. If foreclosure proceedings have commenced, you can fight the foreclosure, assert affirmative defenses, and attempt to obtain a dismissal of the case or obtain a verdict in your favor at trial. If you have trial around the corner, or if a final judgment has been entered against you, you STILL may be able to vacate the final judgment, pursue various loss-mitigation options in an effort to save your home, protect your credit, or limit the amount of money you owe under the final judgment.